BENEFICIAL INSTALLMENTS - A WAY TO REALIZE YOUR DREAM OF OWN APARTMENT

Buying your own home is one of the most important part of your life. We most often prepare for it for years, collecting the right amount of money in order not to use unprofitable bank loans. There is an alternative - installments from the developer. There is a significant difference between these two concepts that is worth discussing in detail. After all, installments may be a means of realizing the dream of a comfortable home.

Weaknesses of bank loans

Home loans from various banks are an offer that remains statistically one of the most popular among all banking services. However, it is a well-known fact that when a bank gives a loan for buying a home, the overpayment rate can be very high. In fact, people have to pay much more than the cost of housing is for years or even decades if they buy it without credit. Therefore, many people raise money to buy an apartment on their own, without trying to take advantage of loans.

And it often happens that the accumulation of funds to buy a dream apartment takes too much time - and when the whole amount is ready, free options in the dream RC simply do not remain. As a result, people have to either look for an apartment on the secondary market, or wait for the next project from a reliable developer, or choose from the remaining options. In addition, the price of housing in the real estate market is constantly rising. The cost of an apartment in a new residential complex will be higher than the price of an already built one, so you will have to add funds to the amount collected - sometimes a lot.

Relevance of installments

Favorable installments offered by NovaBudova can solve this problem. The advantages are as follows:

•It is much easier to issue installments, as you do not need to agree on anything with the bank. After all, the bank may refuse to lend. In addition, the terms of the loan sometimes do not satisfy the developer, and it is difficult or even impossible to find an option that would satisfy all three parties (customer, developer and bank).

•Installments from the developer are more profitable than a bank loan in terms of financial gain - and much more.

The developer is interested that his building is in demand, so the offer of installments in terms of overpayments is much more profitable than a loan from a bank. In fact, the company client has the opportunity to buy an apartment in installments at almost the same price as in the case of buying for 100% of the amount in one payment. However, if the loan can be repaid in years, then in case of installments the entire amount must be repaid in a year. However, it can be divided into both monthly and quarterly payments.

Specific calculation

Depending on the amount of the first payment, the price of the apartment when buying in installments varies. The minimum down payment is 30% of the cost of housing. However, even in this case, the overpayment is minimal and incomparably less than in the case of a housing loan from a bank, which makes installments profitable regardless of the tariff choice.

If you have the sum of money for the first installment, you can already visit the construction site of the residential complex "Shchaslyvyi" in Lviv in Bihova Street, choose the apartment of your dreams and buy it while it is available.  Installments are especially an attractive option for those who want to buy a large two or three room apartment. After all, even fewer people can buy such housing for one payment.

So do not hesitate: call: 067 663 97 34 and 032 294 94 56. Find out more about the work progress in the RC, consisting of 3 buildings, where the first two have already been commissioned, and the third one is under construction. Be sure to come to the sales departments in 26, Tchaikovsky Street and 77, V. Chornovol Avenue.